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  • Writer's pictureNate Baim, MBA, CFP®

Student Loans Can Be Tackled

Enjoy this week's edition of the Planner's Beta

Beta (n) - climber's jargon that designates information about a climb This digest's purpose is to share observations, ideas, and treasures found this week which you may also find insightful. Sharing does not mean it's an endorsement. I am endorsing the pursuit of knowledge and exploration.

Student Loans Can Be Tackled Student loans are complicated and stressful. Common questions I hear from clients are:

  • Should I refinance my student loans?

  • Should I consolidate my student loans?

  • Can I earn Public Service Loan Forgiveness (PSLF)? Should I go for PSLF?

  • How does PAYE, REPAYE, or IBR work? Should I participate in these programs?

  • How do I get out of debt?

A solid repayment strategy can save you stress, manage financial risk, and reduce the total cost of the loans. Pursuit Planning and Investments, LLC, provides student loan advice packages. With this package, I will work with you to understand:

  • How student loan debt works

  • The kind loans you have

  • The repayment plans available to you

  • The cost and benefit of your options

  • Your action plan

I am here to help. Feel free to place a time on my calendar for a commitment-free discovery meeting.

Something About Economics

The spread of covid has caused a surge in American meat prices (The Economist) - The Law of Supply and Demand states that if the availability of an item decreases, and desire for that good stays the same, then its price will increase. The supply of meat in the market declined due to processing plants closing or operating below capacity. I've seen the cost of beef increase by about 25% at the local grocery. This graphic from The Economist illustrates how much beef prices increased over the past several months. How much has beef prices increased at your grocery store?

Something Else About Economics

Millennials are facing another once-in-a-generation economic disaster (CNN) -  First, the Great Recession. Now COVID-19. Millennials entered the workforce with more debt and less income than prior generations. Now, COVID-19 hits when many 30 somethings just started to get on their feet. Catching up is going to be difficult.


Have something on your mind? Schedule a free call with Nate.


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